韩国独有的租房制度导致家庭债务高企,令韩国银行担忧。 South Korea's unique rental system is driving high household debt, worrying the Bank of Korea.

韩国面临严重的家庭债务问题, 主要是因为其独特的租赁制度“jeonse ” (jeonse), 房客支付大笔存款而不是每月租金, 通常需要贷款。 South Korea faces a significant household debt issue, largely due to its unique rental system called "jeonse," where tenants pay a large deposit instead of monthly rent, often requiring loans. 这导致高额家庭债务,这关系到韩国银行,因为它可能阻碍经济增长。 This has led to high household debt, which concerns the Bank of Korea, as it could hamper economic growth. 尽管债务与国内生产总值的比率稳定,但利率的上升增加了偿债负担,使其成为决策者的关键问题。 Despite stable debt-to-GDP ratios, rising interest rates have increased the debt servicing burden, making it a critical issue for policymakers.