由于利率下降,18%的消费者计划再融资抵押贷款。 18% of consumers plan to refinance mortgages due to decreased interest rates.
利率已经下降,使房主有机会为抵押贷款重新融资,以节省潜在储蓄。 Interest rates have decreased, presenting an opportunity for homeowners to refinance their mortgages for potential savings. 然而,18%的消费者计划再融资,而且由于放款人评估信用分数、收入和债务,批准得不到保证。 However, 18% of consumers plan to refinance, and approval is not guaranteed, as lenders assess credit scores, income, and debt. 房主在作出决定之前,应权衡关闭成本及其财务状况等因素。 Homeowners should weigh factors like closing costs and their financial situation before deciding. 修改抵押贷款可以作为那些面临财政困难的人的替代办法。 A mortgage modification could be an alternative for those facing financial difficulties. 建议与金融专家协商。 Consulting with financial experts is recommended.