美联储计划在9月份削减联邦基金利率,从而影响借贷成本。 Federal Reserve plans to cut federal funds rate in September, affecting borrowing costs.

美联储计划在9月份削减联邦资金利率,从而影响借贷成本。 The Federal Reserve plans to cut the federal funds rate in September, impacting borrowing costs. 金融专家建议,如果新利率大大降低,房主可以再融资抵押贷款。 Financial experts suggest homeowners refinance mortgages if new rates are significantly lower. 他们还建议为信用卡等高息债务重新融资,并投资于高收益储蓄账户,以提高利息。 They also recommend refinancing high-interest debts like credit cards and investing in high-yield savings accounts for better interest. 此外,消费者应优先考虑流动资金,为即将到来的购买考虑CD,谈判信用卡利率,并注重储蓄而不是为重大购买的市场定时。 Additionally, consumers should prioritize liquidity, consider CDs for upcoming purchases, negotiate credit card rates, and focus on saving rather than timing the market for major purchases.