2024年按揭利率预计将下降,平均为6.38%,2023年后期为7.79%。 2024 mortgage rates expected to decrease, averaging 6.38% from 7.79% in late 2023.

抵押贷款利率正在下降,2024年新购房者受益,30年平均固定利率预计为6.38%,低于2023年底的7.79%。 Mortgage rates are declining, benefiting new homebuyers in 2024, with the average 30-year fixed rate expected at 6.38%, down from 7.79% in late 2023. 现有房主可以通过额外付款减少利息和缩短贷款期限。 Existing homeowners can reduce interest and shorten loan terms by making extra payments. 例如,在250 000美元的按揭贷款中每月增加100美元,即5.5%,可以节省近45 000美元的利息,并将期限减少四年以上。 For example, adding $100 monthly to a $250,000 mortgage at 5.5% could save nearly $45,000 in interest and cut the term by over four years. 但是,首先优先支付高息债务和退休缴款。 However, prioritize high-interest debt and retirement contributions first.