一对夫妇将于 2022 年秋季买房，预计以较低的利率再融资，但利率却上涨了。 Couple buys home in fall 2022 expecting to refinance at lower rates, but rates increase instead.

史蒂文和凯瑟琳·沃尔夫夫妇在疫情期间错过了低抵押贷款利率，于 2022 年秋季购买了一套房子，计划以后再融资。 Couple, Steven and Katherine Wolf, missed out on low mortgage rates during the pandemic and purchased a home in fall 2022 with the plan to refinance later. 然而，利率不但没有像他们预期的那样下降，反而上升了，导致他们无法偿还每月高额的还款。 However, rates have since increased instead of decreasing as they had expected, leaving them stuck with their high monthly payments. 这对夫妇受到了房地产经纪人和抵押贷款经纪人的鼓励，而他们的最初决定将使他们受益。 The couple had been encouraged by real estate agents and mortgage brokers who stand to benefit from their initial decision.