印度银行部门面临流动性问题,因为信贷增长超过存款增长,信贷-存款比率为78.1%。 India's banking sector faces liquidity issues as credit growth outpaces deposit growth, with a 78.1% credit-deposit ratio.
FICCI-IBA的一项调查表明,印度银行部门可能面临流动性问题,因为信贷增长超过存款增长,信贷存款比率达到78.1%。 A FICCI-IBA survey indicates that India's banking sector may face liquidity issues as credit growth outpaces deposit growth, with the credit-deposit ratio reaching 78.1%. 三分之二接受调查的银行报告说,经常存款和储蓄账户存款减少,而基础设施等部门对长期信贷的需求却在增加。 Two-thirds of surveyed banks reported a decline in current and savings account deposits, while demand for long-term credit in sectors like infrastructure is rising. 尽管存在这些挑战,银行仍对非粮食信贷增长持乐观态度,并正在探索与金融技术公司建立伙伴关系,以加强服务。 Despite these challenges, banks are optimistic about non-food credit growth and are exploring partnerships with fintech for enhanced services.