印度银行预测2025-26年12-14%的贷款增长, 面临利差和违约的挑战。
Indian banks forecast 12-14% loan growth in 2025-26, facing challenges with margins and defaults.
由于存款增加,流动性提高,预计2025-26年印度银行的贷款将增长12-14%。
Indian banks are forecast to see loan growth of 12-14% in 2025-26 due to increased deposits and better liquidity.
然而,由于存款成本高和收益率下降,银行面临净利差的挑战,可能下降5-20个基点。
However, banks face challenges with net interest margins due to high deposit costs and falling yields, which could decline by 5-20 basis points.
尽管零售贷款中的不良资产在增加,但银行已建立强有力的准备金,以防范潜在的违约。
Despite rising non-performing assets in retail lending, banks have built strong provisions to cushion against potential defaults.
在监管支持下,该部门预计将稳步增长。
The sector is expected to grow steadily with regulatory support.