RBI总督说,印度金融部门随着宏观经济的稳定而得到加强,同时监测潜在的问题。 India's financial sector strengthens with macroeconomic stability, RBI Governor says, while monitoring potential issues.
据RBI总督Shaktikanta Das说,由于宏观经济稳定,印度金融部门正在得到加强。 India's financial sector is strengthening due to macroeconomic stability, according to RBI Governor Shaktikanta Das. 银行业的资产负债表资本化良好,国家银行和城市合作银行的资产负债表有所改善。 The banking sector has a well-capitalized balance sheet and improved NBFC and Urban Cooperative Banks. 然而,有四个潜在问题需要监测:家庭将储蓄转向替代投资;可能面临结构性流动性问题;通过消费零售贷款过度杠杆;以及住房贷款补充问题。 However, four potential issues need monitoring: households shifting savings to alternative investments, potential exposure to structural liquidity issues, excess leverage through retail loans for consumption, and issues with top-up housing loans. 敦促银行注重调动家庭财政储蓄,遵守管理准则,加强风险管理框架。 Banks are urged to focus on mobilizing household financial savings, adhere to regulatory guidelines, and strengthen risk management frameworks.