印度银行看到贷款增长缓慢到12.3%,但净利润在高利率下仍然在上升。
Indian banks see loan growth slow to 12.3%, but net profits still rise amid high interest rates.
印度银行正面临压力,因为2025年3月终了财政年度的贷款增长放缓至12.3%,而上一年的22.5%则由于利率高而下降。
Indian banks are facing pressure as loan growth slows to 12.3% for the fiscal year ending March 2025, down from 22.5% the previous year, due to high interest rates.
尽管如此,银行仍然报告净利润较高,尽管速度较慢。
Despite this, banks continue to report higher net profits, though at a slower pace.
印度储备银行保持了高利率,增加了无担保贷款的风险权重,为这些挑战做出了贡献。
The Reserve Bank of India has kept interest rates high and increased risk weights on unsecured loans, contributing to these challenges.
但是,不良贷款比率已提高到多年低水平。
However, the bad loan ratio has improved to a multi-year low.