印度银行在2026财政年度面临信贷增长放缓和贷款压力加剧的挑战。 Indian banks face FY2026 challenges with slowing credit growth and mounting loan stresses.

印度银行在2026财政年度面临挑战,预计信贷增长为10.8%,低于2025财政年度的11%。 Indian banks face challenges in FY2026, with credit growth expected at 10.8%, down from 11% in FY2025. 尽管RBI采取了放松措施,包括削减回购利率,银行在调动存款、高信贷-存款比率以及无担保零售贷款和小企业贷款压力增加等方面挣扎不已。 Despite RBI's easing measures, including repo rate cuts, banks struggle with deposit mobilization, high credit-deposit ratios, and increasing stress in unsecured retail and small business loans. 这些问题可能导致不良资产增加,净利差减少,从而影响盈利能力。 These issues may lead to higher non-performing assets and reduced net interest margins, impacting profitability.