美国的住房负担能力在全国范围内有所改善,但在纽约、迈阿密和洛杉矶等高成本城市,住房负担能力一直维持不变。 US housing affordability improves nationally, but persists in high-cost cities like New York, Miami, and Los Angeles.

美国的住房负担能力在全国有改善的迹象,因为抵押贷款利率达到2023年5月以来的最低水平,房价增长缓慢。 Housing affordability in the US shows signs of improvement nationally, as mortgage rates reach their lowest level since May 2023, and home price growth slows. 然而,在纽约、迈阿密和洛杉矶等城市,仍然难以负担房租,这些城市的中位租金极高,租房者将其收入的30%以上用于住房。 However, unaffordability persists in cities such as New York, Miami, and Los Angeles, where median rents are extremely high and renters allocate more than 30% of their income to housing. 相反,诸如佛罗里达坦帕、丹佛和明尼阿波利斯等地区由于住房建设增加,住房费用下降。 In contrast, regions like Tampa, Florida; Denver; and Minneapolis have seen declining shelter costs, thanks to increased home construction. 尽管国家趋势有所改善,但纽约等高成本城市的住房负担能力挑战仍然很大,在第二季度,租房者将收入的58%用于租金。 Despite improved national trends, housing affordability challenges remain significant in high-cost cities like New York, where renters dedicate about 58% of their income towards rent during the second quarter.