中国银行资产达到423.8万亿元,不良贷款减少,资本充足性仍然强劲。 China's banking assets reach 423.8 trillion yuan, non-performing loans decrease, and capital adequacy remains strong.

中国银行业资产稳步增长,到7月底,年同比增长7%,达到423.8万亿元(59.43万亿美元)。 China's banking sector has seen steady asset growth, with a 7% year-on-year increase to 423.8 trillion yuan ($59.43 trillion USD) by end-July. 不良贷款比率降至1.61%,资本充足率为15.53%,表明管理风险的能力很强。 The non-performing loan ratio has decreased to 1.61% and the capital adequacy ratio stands at 15.53%, indicating a strong capacity to manage risks. 金融监管机构计划帮助银行优化其资产负债结构,并探索新的利润增长机会。 The financial regulator plans to help banks optimize their asset-liability structures and explore new profit growth opportunities.