由于抵押利率和房价较高,英国18-30年的抵押担保自2021年以来下降了13%。 18-30 year old mortgage securing in the UK decreased 13% since 2021 due to higher mortgage rates and house prices.
根据Quilter对英国金融监管局的信息自由数据的分析,自2021年以来,18-30岁的抵押贷款获得13%的下降,主要是由于抵押贷款利率和房价的上升. Quilter's analysis of Freedom of Information data from the UK's FCA reveals a 13% decrease in mortgage securing by 18-30 year olds since 2021, primarily due to increased mortgage rates and house prices. 劳工政府提出的“购买自由”抵押担保计划被认为不大可能对首次买主援助产生重大影响。 The Labour government's proposed 'Freedom to Buy' mortgage guarantee scheme is viewed as unlikely to significantly impact first-time buyer assistance. 保守党推行的现行抵押担保计划被视为无效。 The current mortgage guarantee scheme introduced by the Conservatives has been deemed ineffective.