高可扣除额在年初对美国人的打击很大,专家们就成本管理提供了咨询意见。 High deductibles hit Americans hard at year-start, experts advise on managing costs.

拥有高减税健康保险计划的美国人在年初面临数千美元的保健费用,原因是重新设定了可扣除额,对于慢性病患者来说,尤其具有挑战性。 Americans with high-deductible health insurance plans face thousands in healthcare costs at the start of the year due to reset deductibles, especially challenging for those with chronic conditions. 病人代言人建议理解政策条款,确保护理在网络中进行,核实账单准确性,并考虑财政援助或付款计划。 Patient advocates suggest understanding policy terms, ensuring care is in-network, verifying bill accuracy, and considering financial assistance or payment plans. 早期预防护理也有助于管理开支。 Early preventive care can also help manage expenses.