2022年的研究显示,每5个美国人中就有1个面临高额医疗账单,导致88B美元未偿医疗债务,黑人和西班牙裔人口以及南方各州的分布不均。 2022 study shows 1 in 5 Americans face high medical bills, contributing to $88B in outstanding medical debt, with uneven distribution among Black and Hispanic people and Southern states.
根据2022年的一项研究,五分之一的美国人面临高额医疗账单,为880亿美元的未偿医疗债务作出了贡献。 1 in 5 Americans faces high medical bills, contributing to $88 billion in outstanding medical debt, according to a 2022 study. 医疗债务分配不均表明,由于医疗援助计划扩大有限,黑人和西班牙裔人以及南方各州的医疗债务分配普遍。 Uneven distribution of medical debt shows a prevalence among Black and Hispanic people and in Southern states due to limited Medicaid expansion. 为了减轻医疗费用负担,病人可以首先检查他们是否有资格获得医院慈善护理,非盈利医院在法律上有义务提供这种护理。 To relieve medical bill burden, patients can first check if they qualify for hospital charity care, which non-profit hospitals are legally obligated to provide. 他们还可以根据《无意外法》对法案提出质疑,该法是联邦法律,保护享有私人保险或市场保险的人。 They can also challenge bills under the No Surprises Act, a federal law that protects people with private or marketplace insurance. 此外,病人可以要求一份逐项列出的账单,以查明和质疑不必要的或夸大的费用。 Furthermore, patients can request an itemized bill to identify and contest unnecessary or inflated charges.