美国健康保险公司对阻碍数百万人获得护理的做法面临强烈反弹。 U.S. health insurers face backlash for practices that hinder access to care for millions.

美国的健康保险人因妨碍病人和医生的做法而面临批评。 Health insurers in the U.S. face criticism for practices that frustrate patients and doctors. 常见的问题包括拒绝索赔,影响到近20%受ACA覆盖的美国人,而且往往没有提出具体理由。 Common issues include claim denials, affecting nearly 20% of ACA-covered Americans, often without specific reasons given. 某些治疗需要事先授权,造成延误,并增加医生的耗竭。 Prior authorizations, needed for certain treatments, cause delays and increase physician burnout. 狭小的提供者网络使得很难在网络内找到医生,而高减缩计划则给预付费用的患者造成负担。 Narrow provider networks make it hard to find in-network doctors, while high-deductible plans burden patients with upfront costs. 《无惊喜法》旨在防范意外账单,但挑战仍然存在。 The No Surprises Act aims to protect against unexpected bills, but challenges persist. 这些战术可能会对护理造成障碍,特别是对弱势群体而言。 These tactics can create barriers to care, especially for vulnerable groups.