加拿大金融监管者警告说,高风险气候地区的保险成本上升,可能导致抵押贷款危机,美国家庭保险费上涨就是证明。 Canada's financial regulator warns about potential mortgage crises due to rising insurance costs in high-risk climate areas, as evidenced by surging US home insurance premiums.
加拿大金融监管机构负责人Peter Routledge警告说,由于气候风险而增加的保险费用可能会迫使高风险地区搬迁。 Peter Routledge, head of Canada’s financial regulator, warned that rising insurance costs due to climate risks may force relocations in high-risk areas. 在美国,2017年至2023年,由于与气候变化有关的极端天气事件,家庭保险费上涨了34%。 In the U.S., home insurance premiums surged 34% from 2017 to 2023, driven by extreme weather events linked to climate change. 这一趋势可能导致抵押贷款危机,因为房产变得无法承保,特别是在加利福尼亚州和佛罗里达州等脆弱州,这引起了对房主财务稳定性的关切。 This trend could lead to a mortgage crisis as properties become uninsurable, particularly in vulnerable states like California and Florida, raising concerns about financial stability for homeowners.