印度家庭债务在住房贷款和稳定储蓄的推动下,在23财政年度达到国内生产总值的38%。 India's household debt reaches 38% of GDP in FY23, driven by housing loans and stable savings.
印度的家庭债务在23财政年度达到国内生产总值的38%,主要是住房贷款,占零售贷款的50%以上。 India's household debt reached 38% of GDP in FY23, driven mainly by housing loans, which make up over 50% of retail loans. 虽然诸如信用卡债务等无担保贷款在增加,但住房债务与房地产投资相关联,使其更具生产力。 While unsecured loans like credit card debt are increasing, housing debt is linked to real estate investment, making it more productive. 尽管债务增加,家庭储蓄仍稳定在国内生产总值的24%左右。 Despite the rise in debt, household savings remain stable at around 24% of GDP. 然而,无担保贷款的趋势需要密切监测,以确保金融稳定。 However, the trend in unsecured lending requires close monitoring to ensure financial stability.