加州保险部门提出了三种途径供保险公司增加在高风险山火地区的保险覆盖范围。 California's Insurance Department proposes three pathways for insurers to increase coverage in high-risk wildfire areas.

加州保险部门提出了三种途径，帮助保险公司满足在高风险和极高风险地区签订保单的最低要求，以解决该州因野火风险造成的保险危机。 California's Insurance Department proposes three pathways for insurers to meet minimum requirements for writing policies in high-risk and very high-risk areas, addressing the state's insurance crisis due to wildfire risks. 保险公司必须在高风险地区承保其全州市场份额的 85%，在这些地区承保的保单数量一次性增长 5%，或者通过将人们退出 FAIR 计划来增加其保单数量 5%。 Insurers must write 85% of their statewide market share in high-risk areas, achieve a one-time 5% growth in the number of policies they write in these areas, or expand their number of policies by 5% by taking people out of the FAIR Plan. 一旦该计划获得通过，将为保险公司提供财务激励，为火灾多发地区的房产提供保险，并帮助受灾地区的房主。 The plan, if adopted, will provide financial incentives for insurers to cover properties in wildfire-prone neighborhoods and help homeowners in distressed areas.