加利福尼亚州更新了火灾风险地图,以提高保险覆盖面,但省略了一些高风险街区。 California updates fire-risk map to boost insurance coverage, but omits some high-risk neighborhoods.

加利福尼亚州监管者更新了火灾风险区地图,以鼓励保险公司提供更多政策,目的是在野火不断恶化的情况下稳定家庭保险危机。 California regulators updated a map of fire-risk areas to encourage insurers to offer more policies, aiming to stabilize the home insurance crisis amid worsening wildfires. 然而,一些高风险海湾地区社区,如奥克兰、伯克利和吉尔罗伊的部分地区,却被排除在外,因为它们在ZIP代码中的总体风险较低。 However, some high-risk Bay Area neighborhoods, like parts of Oakland, Berkeley, and Gilroy, were excluded because they are in ZIP codes with lower overall risk. 保险人若找不到传统保险, 仍必须覆盖这些地区的房主, 但批评者怀疑改革是否会让保险人承担责任, 并担心保险率会上升。 Insurers must still cover homeowners in these areas if they can't find traditional coverage, but critics doubt the reforms will hold insurers accountable and fear rising insurance rates.