2014年以来,全球保险率首次下降,财产和财务项目出现下降。 Global insurance rates drop for first time since 2014, with property and financial lines seeing declines.

全球保险率连续两个季度下降,这是自2014年以来七年增加后首次下降。 Global insurance rates have dropped for two consecutive quarters, the first such decline since 2014, following seven years of increases. 英国和太平洋区域的降幅最大,分别为5%和8%。 The UK and Pacific regions saw the largest decreases at 5% and 8%, respectively. 全球财产保险率下降了3%,而金融项目保险率下降了6%。 Property insurance rates globally fell by 3%, while financial lines rates declined by 6%. 尽管如此,伤亡率还是提高了4%。 Despite this, casualty rates increased by 4%. 这一趋势归因于竞争加剧,尤其是在网络和商业财产保险市场。 The trend is attributed to intensified competition, especially in cyber and commercial property insurance markets.