51%的蒙大拿州结构易受野火袭击,气候变化和人口增长风险加剧;野火易发地区没有国家保险库。 51% of Montana structures are vulnerable to wildfires, with climate change and population growth exacerbating risk; no state insurance pool exists for wildfire-prone areas.

根据LindTree的一项研究,蒙大拿州在面临野火危险的地产方面名列美国第二,51%以上的结构脆弱。 Montana ranks second in the U.S. for properties at risk of wildfires, with over 51% of structures vulnerable, according to a LendingTree study. 气候变化和人口增长正在加剧这一风险,导致全国房主保险费用增加。 Climate change and population growth are escalating this risk, leading to higher homeowners insurance costs statewide. 与拥有 54% 风险房产的怀俄明州不同，蒙大拿州缺乏针对野火易发地区的州保险池，这限制了地方政府实施更严格的分区法律以降低风险的能力。 Unlike Wyoming, which has 54% at-risk properties, Montana lacks a state insurance pool for wildfire-prone areas, limiting local governments' ability to implement stricter zoning laws to mitigate risks.