20%的英国私营部门雇员没有为退休储蓄,IFS建议至少3%的雇主缴费和扩大自动招聘. 20% of UK private sector employees not saving for retirement, IFS suggests minimum 3% employer contribution and expanding auto-enrollment.

尽管有努力自动注册退休金, 但超过20%的英国私营部门员工没有为退休储蓄. The Institute for Fiscal Studies (IFS) has revealed that over 20% of private sector UK employees aren't saving for retirement, despite efforts for automatic pension enrollment. 他们建议所有雇员,不论个人贡献多少,至少应获得3%的雇主缴款,并建议将自动入学扩大到16-74岁。 They propose that all employees should receive a minimum 3% employer contribution, regardless of personal contributions, and recommend expanding auto-enrollment to ages 16-74. 其目的是解决退休储蓄不足的问题,因为30-40%的工人的退休收入不足。 This aims to address inadequate retirement savings, as 30-40% of workers face insufficient retirement income.