CFPB发现主要美国零售商,如Gollar General、Dollar Tree和Kroger对现金支持服务收费,这可能影响到低收入个人。 CFPB finds major US retailers like Dollar General, Dollar Tree, and Kroger charge fees for cash-back services, potentially affecting low-income individuals.
CFPB 发现，Dollar General、Dollar Tree 和 Kroger 等美国主要零售商对返现服务收取费用，这些公司的年费可能达到 9000 万美元。 The CFPB has found that major US retailers like Dollar General, Dollar Tree, and Kroger charge fees for cash-back services, which could amount to $90 million in annual fees across these companies. CFPB 调查了八家主要零售商的政策，发现其中三家——Dollar Tree、Dollar General 和 Kroger——收取现金返还服务费用。 The CFPB surveyed eight major retailers' policies and found that three of them - Dollar Tree, Dollar General, and Kroger - charged for cash-back services. 这些收费可能不成比例地影响到低收入个人和生活在现金有限、“银行荒漠”中的人。 These charges may disproportionately affect low-income individuals and those living in "banking deserts" where access to cash is limited. CFPB 不监管零售商，但有权管理银行和信用合作社，并计划监控现金返还费用的情况。 The CFPB does not regulate retailers but has authority over banks and credit unions and plans to monitor the cash-back fee situation.