CFPB与TDB银行解决了2 800万加元的信贷误报问题,向消费者支付了7.76亿加元,并罚款2 000万加元。 CFPB settles $28M with TD Bank over credit misreporting, paying $7.76M to consumers and a $20M penalty.

消费者金融保护局(CFPB)已就消费者信贷误报问题与TDB银行达成2 800万美元的和解,违反了《公平信贷报告法》。 The Consumer Financial Protection Bureau (CFPB) has reached a $28 million settlement with TD Bank over consumer credit misreporting, violating the Fair Credit Reporting Act. 该银行将向受影响的客户支付776万美元,并罚款2 000万美元。 The bank will pay $7.76 million to affected customers and a $20 million penalty. 在此之前,2020年为非法透支做法解决了1.22亿美元。 This follows a $122 million settlement in 2020 for illegal overdraft practices. CFPB的行动,包括对Navient的1亿美元罚款,反映了公众对金融监管的大力支持,91%的选民赞同消费者保护措施。 The CFPB's actions, including a $100 million penalty against Navient, reflect strong public support for financial regulation, with 91% of voters endorsing consumer protection measures.