CFPB 因信用卡 8 美元滞纳金上限而面临银行和美国商会的诉讼。 The CFPB faces a lawsuit from banks and the US Chamber of Commerce over its $8 late fee cap on credit cards.

消费者金融保护局 (CFPB) 因信用卡滞纳金上限为 8 美元的新规定而面临银行和美国商会的诉讼。 The Consumer Financial Protection Bureau (CFPB) faces a lawsuit from banks and the US Chamber of Commerce over its new rule capping late fees on credit cards at $8. 原告辩称，该规则超出了 CFPB 的权限，并且与国会利用费用来阻止逾期付款并补偿发行人成本的意图相矛盾。 The plaintiffs argue that the rule exceeds the CFPB's authority and contradicts Congress' intention to use fees to deter late payments and compensate issuers for costs. CFPB 为这项规定辩护，称它堵住了漏洞，将为消费者节省数十亿美元。 The CFPB defends the rule, stating it closes a loophole and will save consumers billions.