欧洲央行表示，由于借贷成本高昂且经济停滞，欧元区银行在 2023 年第一季度收紧了企业贷款信贷标准。 Eurozone banks tightened credit standards for loans to firms in Q1 2023 due to high borrowing costs and stagnant economy, per ECB.

欧洲央行（ECB）表示，在借贷成本高企和经济停滞的背景下，欧元区银行在 2023 年第一季度收紧了企业贷款的信贷标准。 Eurozone banks tightened credit standards for loans to firms in Q1 2023 amid high borrowing costs and stagnant economy, according to the European Central Bank (ECB). 尽管银行放宽了抵押贷款标准，但信贷需求却大幅下降，这与银行的复苏预期相反。 While banks eased lending standards for mortgages, demand for credit has declined substantially, contrary to bank expectations of a recovery. 高利率、企业固定投资减少以及消费者信心下降导致贷款需求下降。 High interest rates, lower fixed investment for firms, and reduced consumer confidence have contributed to the dampening of loan demand.