欧元区银行报告说,在利率下降的情况下,家庭抵押贷款需求不断上升。 Euro zone banks report rising household mortgage loan demand amid declining interest rates.

根据欧洲中央银行的一项调查,欧元区银行的贷款需求,特别是家庭抵押贷款需求,随着利率的下降而回升。 According to a European Central Bank survey, euro zone banks have experienced a resurgence in loan demand, particularly in household mortgages, as interest rates decline. 贷款需求在2024年3月增加,预计4月4日将进一步增加。 Loan demand increased in Q3 2024 and is expected to rise further in Q4. 虽然公司贷款需求仍然疲软,但银行预计会放宽住房贷款的信贷标准,尽管欧洲央行政策对贷款差额产生了负面影响。 While corporate loan demand remains weak, banks anticipate easing credit standards for housing loans, despite a negative impact on lending margins from the ECB’s policy. 总体而言,获得资金的机会预计将保持稳定。 Overall, access to funding is expected to remain stable.