南非中高收入家庭的债务偿还困难导致违约行为增加18%，影响金融机构的风险管理策略和贷款标准。 South African mid-to-high income households' debt repayment struggles lead to 18% increase in default behaviors, impacting financial institutions' risk management strategies and lending criteria.

根据益博睿 2023 年第四季度消费者违约指数，南非中高收入家庭正在努力偿还债务，信用卡和住房贷款情况显着恶化。 South African mid-to-high income households are struggling to repay debt, with credit card and home loans showing significant deterioration, according to the Experian Consumer Default Index for Q4 2023. 违约行为增加了 18%，这些发现对南非金融机构具有重大影响，它们可能需要调整其风险管理策略和贷款标准。 Default behaviours increased by 18%, and these findings have major implications for South African financial institutions, which may need to adjust their risk management strategies and lending criteria.