肯尼亚的金融普惠率达到84.8%, Kenya's financial inclusion rate hits 84.8%, yet 81.7% of Kenyans struggle with financial health.
在政策改革和数字进步的推动下,肯尼亚金融普惠率达到了84.8%,但81.7%的肯尼亚人在财政健康方面挣扎,面临着日常支出和未来投资的挑战。 Kenya's financial inclusion rate has reached 84.8%, driven by policy reforms and digital advancements, but 81.7% of Kenyans struggle with financial health, facing challenges in daily expenses and future investments. 获得金融服务的家庭调查还发现,贷款违约率上升,16.6%的借款人违约,高于2021年的10.7%。 The FinAccess Household Survey also found a rise in loan defaults, with 16.6% of borrowers defaulting, up from 10.7% in 2021. 尽管在获得金融服务方面取得了进展,但金融知识普及仍然是一个重大障碍,只有42%的成年人识字程度很高。 Despite progress in access to financial services, financial literacy remains a significant hurdle, with only 42% of adults being highly literate. 利益攸关方现在侧重于改善金融教育,以促进经济增长和稳定。 Stakeholders are now focusing on improving financial education to boost economic growth and stability.