佐治亚州参议院通过了参议院法案 426，限制在卡车运输事故中对保险公司直接提起诉讼，旨在降低卡车司机的保险费率。 Georgia Senate passed Senate Bill 426 restricting direct lawsuits against insurers in trucking accidents, aiming to lower insurance rates for truckers.

佐治亚州参议院已通过参议院第 426 号法案，旨在限制个人在卡车运输事故诉讼中直接起诉保险公司的能力。 The Georgia Senate has passed Senate Bill 426, aiming to limit the ability of individuals to sue insurance companies directly in lawsuits over trucking accidents. 该法案仅在涉及的货运公司破产或原告无法找到卡车司机或货运公司时才允许对保险公司直接提起诉讼。 The bill allows direct lawsuits against insurance companies only when the trucking company involved is bankrupt or when the plaintiff cannot locate the truck driver or trucking company. 支持者认为，这一变化将导致卡车司机的保险费率降低，从而稳定该行业。 Supporters argue that this change will lead to lower insurance rates for truckers, stabilizing the industry. 该法案现已移交众议院进一步辩论。 The bill now moves to the House for further debate.