《2024-25年经济调查》警告印度即将发生养老金危机,敦促改革,扩大覆盖面。 Economic Survey 2024-25 warns of an impending pension crisis in India, urging reforms for broader coverage.

《2024-25年经济调查》警告说,印度可能发生类似于希腊和意大利的养恤金危机,其原因是目前实行 " 以工计酬 " (PAYGO)计划,低收入个人参与养恤金的人数很少。 The Economic Survey 2024-25 warns of a potential pension crisis in India, similar to those in Greece and Italy, due to the current Pay-As-You-Go (PAYGO) schemes and low pension participation among low-income individuals. 报告建议扩大国家养老金制度(NPS)和Atal养老金Yojana(APY)等计划,以覆盖更多的人。 The report suggests expanding schemes like the National Pension System (NPS) and Atal Pension Yojana (APY) to cover more people. 为中央政府雇员引入了统一养老金计划(UPS),提供有保障的养老金,但批评者认为该计划可能会增加政府成本。 The Unified Pension Scheme (UPS) was introduced for central government employees, offering a guaranteed pension, but critics argue it may increase government costs. 调查强调必须建立一个低成本、可扩展的养恤金制度,以提高社会保障的覆盖面。 The survey emphasizes the need for a low-cost, scalable pension system to enhance social security coverage.