中国人民银行维持一年和五年以上LPR利率,分别为3.35%和3.85%。 People's Bank of China maintains one-year and over-five-year LPR rates at 3.35% and 3.85% respectively.

中国人民银行将一年贷款利率保持在3.35%,五年以上贷款利率保持在3.85%,与前一个月相比没有变化。 The People's Bank of China has kept the one-year loan prime rate (LPR) at 3.35% and the over-five-year LPR at 3.85%, unchanged from the previous month. 这些利率是消费贷款和抵押贷款的基准,表明中国货币政策的稳定。 These rates serve as benchmarks for consumer loans and mortgages, indicating stability in China's monetary policy. 尽管人民银行选择维持目前的汇率,但随着美国联邦储备银行的趋势,人们预期可能会削减利率,因此作出这一决定。 The decision comes amidst expectations of possible rate cuts following trends from the U.S. Federal Reserve, though the PBOC opted to maintain current rates.