FCA研究英国纯保护保险产品,解决委员会对消费者公平问题的关切。 FCA to study UK pure protection insurance products, addressing commission concerns for consumer fairness.
联合王国财务行为管理局将对诸如关键疾病保险和收入保护保险等纯粹保护性保险产品进行市场研究,并关注委员会结构可能导致投保人不良结果。 The UK's Financial Conduct Authority (FCA) will conduct a market study into pure protection insurance products like critical illness cover and income protection insurance, with concerns over commission structures potentially leading to poor outcomes for policyholders. 这些产品在2022年总共出售4bn英镑,通常是通过中间人出售的。 The sale of these products, totalling £4bn in claims in 2022, is typically done via intermediaries. 《公平竞争法》旨在确保消费者理解和公平价值,同时审查委员会结构中的竞争制约因素和潜在冲突。 FCA aims to ensure consumer understanding and fair value while examining competitive constraints and potential conflicts in commission structures.