英国FCA发起关于汽车和家庭保险保险费融资公平性的市场研究。 UK FCA initiates market study on fairness of premium finance in motor and home insurance.
联合王国金融行为管理局已开始进行一项市场研究,以评估汽车和家庭保险中溢价金融产品的公平性,因为消费者通常按20%-30%的利率分期支付保险费。 The UK Financial Conduct Authority (FCA) has begun a market study to assess the fairness of premium finance products in motor and home insurance, where consumers often pay in installments at interest rates of 20-30%. 这项研究将评估价值、客户意识、佣金作用和竞争障碍。 The study will evaluate value, customer awareness, commission roles, and competition barriers. 此外,政府工作队旨在寻找办法稳定或降低保险费,同时确保适当的保险,分析影响费用的因素。 Additionally, a government taskforce aims to find ways to stabilize or lower insurance premiums while ensuring proper coverage, analyzing factors affecting costs.