60%的消费者交易涉及信用卡/借记卡,由于数字付款办法,导致支票使用率迅速下降。 60% of consumer transactions involve credit/debit cards, leading to rapid decline of check usage due to digital payment alternatives.

由于数字支付方法的普及,支票的使用正在迅速下降,60%以上的消费者交易现在涉及信用卡/借记卡(联邦储备基金)。 Check usage is rapidly declining due to the popularity of digital payment methods, with over 60% of consumer transactions now involving credit/debit cards (Federal Reserve). 许多零售商已经不再接受支票, 像Venmo,现金应用和Zelle这样的数字替代品也导致了这一下降, 因为它们提供了比支票更好的奖励和保护. Many retailers have stopped accepting checks, and digital alternatives like Venmo, Cash App, and Zelle contribute to this decline, as they offer better rewards and protections than checks. 虽然支票不是过时的,但向数字付款的转变是显而易见的。 While checks aren't obsolete, the shift to digital payments is evident.