由于数字鸿沟和低收入现金优惠,南非无现金社会的转型面临挑战。 South Africa's cashless society transition faces challenges due to digital divide and low-income cash preference.

由于巨大的数字鸿沟,南非向无现金社会转变面临挑战。 South Africa's shift to a cashless society faces challenges due to a significant digital divide. 超过一半的人口仍喜欢现金, 高收费、互联网接入有限、银行不信任等障碍阻碍进步。 Over half the population still prefers cash, with barriers like high fees, limited internet access, and distrust in banks hindering progress. 虽然数字付款最近从168亿兰特猛增至770亿兰特,但许多低收入者仍然认为现金至关重要。 Although digital payments surged from R16.8 billion to R77 billion recently, many low-income earners still view cash as vital. 解决成本问题和加强技术对于增加采用数字交易和促进金融包容性至关重要。 Addressing costs and enhancing technology are essential for increasing digital transaction adoption and promoting financial inclusion.