许多人计划使用免税养老金用于非必要目的, 建议不要有计划. UK survey finds many plan to use tax-free pension cash for non-essential purposes, advising against without a plan.
调查显示,许多联合王国个人计划将免税养恤金现金用于非基本目的,如改善住房、节假日、汽车和赠送家庭成员。 Survey reveals many UK individuals plan to use tax-free pension cash for non-essential purposes, such as home improvements, holidays, cars, and gifting to family members. Hargreaves Lansdown的退休分析主任Helen Morrisey建议不要在没有计划的情况下拿免税现金,警告说这可能导致今后几年的财政困难。 Hargreaves Lansdown's head of retirement analysis, Helen Morrissey, advises against taking tax-free cash without a plan, warning it could lead to financial hardship in later years. 她建议考虑在SIPP或养恤金包装中保留一部分,避免低息账户,制定退休收入战略。 She recommends considering keeping a portion in SIPP or pension wrapper, avoiding low-interest accounts, and creating a retirement income strategy.