财务专家提醒注意,6项终身决定可将养恤金节余减少最多300 000英镑。 Financial experts caution six life decisions can reduce pension savings by up to £300,000.

金融专家警告说,有6项终身决定可能从养老金储蓄中削减到30万英镑。 Financial experts warn of six life decisions that could slash up to £300,000 from pension savings. 其中包括不开始领取养恤金、休六个月的无缴款产假、放弃有养恤金的工作、频繁更换工作、推迟缴款和提前退出。 These include not starting a pension, taking six months of maternity leave without contributions, quitting a job with a pension, frequent job changes, delaying contributions, and early withdrawals. 研究所和精算师学会(IFoA)强调这些选择对长期退休储蓄的影响,并敦促改进政策和提高认识。 The Institute and Faculty of Actuaries (IFoA) stresses the impact of these choices on long-term retirement savings and urges for better policies and awareness.