100 万英国汽车金融客户对 DCA 潜在的不当销售提出投诉,FCA 预计将获得 4.8 亿英镑的赔偿。 1M UK car finance customers lodged complaints over potential DCAs mis-selling, with FCA estimating £480M in compensation.
英国有 100 万人使用帮助用户提出投诉的工具向 MoneySavingExpert.com 提交了有关潜在汽车金融不当销售的投诉。 1 million people in the UK submitted complaints to MoneySavingExpert.com about potential car finance mis-selling, using a tool that helps users lodge complaints. 投诉的重点是由于自由裁量佣金安排 (DCA) 可能造成的过度收费,该安排已于 2021 年被金融行为监管局 (FCA) 禁止。 The complaints focus on possible overcharging due to discretionary commission arrangements (DCAs), which were banned by the Financial Conduct Authority (FCA) in 2021. FCA 估计 40% 的汽车金融交易受到 DCA 的影响,每位司机的平均支出可能为 1,100 英镑。 The FCA estimates that 40% of car finance deals were affected by DCAs, and the average payout per driver could be £1,100. 根据这些数字,预计今年将向驾车者支付至少 4.8 亿英镑的补偿。 Based on these numbers, at least £480 million is anticipated to be repaid to motorists in compensation this year.