由于 FCA 对客户公平性和低索赔率的担忧，英国保险公司停止销售 GAP 保险。 UK insurance companies stop selling GAP insurance due to FCA concerns about customer fairness and low claim rates.
在金融行为监管局 (FCA) 对客户公平性提出担忧后，多家英国保险公司已同意停止销售涵盖汽车价值下降的 GAP 保单。 Multiple UK insurance companies have agreed to stop selling GAP insurance policies that cover declining car values after the Financial Conduct Authority (FCA) raised concerns about customer fairness. GAP 保险涵盖汽车购买价格或未偿融资与其当前市场价值之间的差额，通常与汽车融资一起出售。 GAP insurance, which covers the difference between the car’s purchase price or outstanding finance and its current market value, is typically sold alongside car finance. FCA 表示，客户支付的保险费中只有 6% 是通过索赔支付的。 The FCA stated that only 6% of the amount customers spend on premiums for the insurance is paid out in claims.