加拿大将受保按揭上限提高到1.5M,并将摊还期延长至30年,从而放宽了购房措施。 Canada raises insured mortgage cap to $1.5M and extends amortization to 30 years, easing home buying.

从12月15日起,加拿大将把其受保按揭上限从100万美元增加到150万美元,帮助更多的加拿大人有资格获得按揭贷款,首期付款低于20%。 Starting December 15, Canada will increase its insured mortgage cap from $1 million to $1.5 million, aiding more Canadians in qualifying for mortgages with down payments below 20%. 此外,新房屋和转售房屋的摊还期将从25年延长到30年,减少了每月的付款。 Additionally, the amortization period for new and resale homes will extend from 25 to 30 years, reducing monthly payments. 截至1月15日,房主可以再融资200万美元,建造更多的住房单元。 As of January 15, homeowners can refinance up to $2 million to build additional dwelling units. 尽管采取了这些措施,住房所有权仍然具有挑战性,特别是在主要城市,通常需要超过10万美元的工资才能支付住房费用。 Despite these measures, homeownership remains challenging, especially in major cities where salaries over $100,000 are often needed to afford a home.