2021年,31%的加拿大首次购房者获得家庭补助,以支付首期付款,比2015年的20%有所增加。 31% of Canadian first-time homebuyers received family assistance for down payments in 2021, up from 20% in 2015.

在加拿大,房价上涨导致更多的父母赠送钱给首次购房者,以支付首期付款。 In Canada, rising home prices have led to more parents gifting money to first-time homebuyers for down payments. CIBC的一份报告发现,2021年,31%的首次买主得到了家庭援助,高于2015年的20%,平均礼品价值达115 000美元。 A CIBC report found that 31% of first-time buyers received family assistance in 2021, up from 20% in 2015, with average gifts reaching $115,000. 这种支助可以减少抵押贷款的规模,消除保险费。 This support can reduce mortgage size and eliminate insurance costs. 建议家庭公开交流并考虑所涉法律和经费问题,以确保公平和适当的规划。 Families are advised to communicate openly and consider legal and financial implications to ensure fairness and proper planning.