4月 抵押贷款更新了用于礼品用途的资本筹集标准,并增加了首次购买者最高LTI上限。 April Mortgages updates capital raising criteria for gifting purposes and increases maximum LTI caps for first-time buyers.

4月 抵押贷款更新其资本筹集标准,以帮助首次买主在重新抵押时获得额外资金,用于礼品用途。 April Mortgages updates its capital raising criteria to help first-time buyers with additional funds needed for gifting purposes when remortgaging. 在此之前,由于房价和家庭账单上涨,家庭对财政支助的需求大幅增加。 The move follows a significant rise in the need for financial support from family due to increasing house prices and household bills. 法律与一般研究显示,2023年314,000套房屋购买得到了财政捐赠的支持,平均价值超过25,000英. Legal & General research shows 314k house purchases in 2023 were supported by financial gifts, averaging over £25,000. 现在,April Mortgages允许借款人申请最高4.5倍的收入以赠送,并将首次购房者的最高贷款收入 (LTI) 限制提高到收入的六倍. April Mortgages now allows borrowers to apply for up to 4.5 times their income for gifting purposes, and has also increased its maximum loan-to-income (LTI) caps for first-time buyers to six times their income.