2020年"安全法"对继承IRA的"10年规则"可能会导致某些继承人承担大量税务负债. 2020's Secure Act "10-year rule" on inherited IRAs may cause substantial tax liabilities for certain heirs.

继承的税前IRA,2020年后,可能会承担重大税务负债,因为安全法案的"10年规则",要求某些继承人,如成年儿童,在所有者的死亡后的十年内提取资金. Inherited pre-tax IRAs, post-2020, may incur significant tax liabilities due to the Secure Act's "10-year rule," requiring certain heirs, like adult children, to withdraw funds within ten years of the owner's death. 推迟提款可能导致“税收炸弹”,增加总体收入和税率。 Delaying withdrawals can lead to a "tax bomb," increasing overall income and tax rates. 专家们建议,在十年中分散提款,以尽量减少税收影响,并考虑未来的税率变化。 Experts recommend spreading withdrawals over the decade to minimize tax implications and consider future tax rate changes. 认真规划对于避免意外的税务负担至关重要。 Careful planning is essential to avoid unexpected tax burdens.