加拿大银行降息促使可变抵押贷款利率和保证金利率下降. Bank of Canada's rate cut fuels variable-rate mortgage interest and prime rate reductions.
加拿大银行最近将其关键利率削减,恢复了可变利率抵押贷款的利息,促使商业银行降低其利率。 The Bank of Canada's recent cut to its key interest rate has revitalized interest in variable-rate mortgages, prompting commercial banks to lower their prime rates. 这一转移有利于在上一个按息周期面临成本上升的借款人。 This shift benefits borrowers who faced rising costs during the previous rate-hiking cycle. 由于今年削减了三次利率,并有可能进一步削减,可变利率抵押越来越有吸引力,尽管目前比五年固定利率方案更昂贵。 With three rate cuts this year and potential further reductions, variable-rate mortgages are becoming more appealing, despite currently being more expensive than five-year fixed-rate options. 它们还对提前终止施行较轻的处罚。 They also carry lower penalties for early termination.