美联储州长Waller对相互关联的快速付款系统的风险管理、治理和监督提出了关切。 Federal Reserve Governor Waller raises concerns about risk-management, governance, and oversight for interlinked fast payment systems.
联邦储备州州长Christopher J.Waller对相互联系的快速支付系统能否实现成本效益高和及时向消费者和企业支付跨界费用的目标表示关切。 Federal Reserve Governor Christopher J. Waller has expressed concerns about the ability of interlinked fast payment systems to deliver on the goals of cost-effective and timely cross-border payments for consumers and businesses. 他强调,将快速付款系统相互联系可能会增加参与银行的风险管理负担,还需要考虑治理、监督和结算安排以及数据隐私。 He highlighted that interlinking fast payment systems might increase the risk-management burden for participating banks and that governance, oversight, and settlement arrangements also need to be considered, along with data privacy. Waller认为,如果不取舍和赞扬印度的统一付款接口(UPI),就没有能够提高速度和效率的银弹,这是在探索相互联系的网络之前成功发展国内网络的一个范例。 Waller suggests that there is no silver bullet that increases speed and efficiency without trade-offs and praises India's Unified Payments Interface (UPI) as an example of successful domestic network development before exploring interlinked networks.