2021年,83岁的Mae在针对老年人的礼品卡骗局中受害80亿美元,联邦监管机构未能提供消费者保护。 83-year-old Mae fell victim to $8 billion in gift card scams targeting seniors in 2021, with federal regulators failing to provide consumer protections.

83岁的Mae是礼品卡骗局的许多受害者之一,据估计,2021年,由于这种骗局,80亿美元从老年人那里被盗。 83-year-old Mae was one of many victims of gift card scams, with an estimated $8 billion stolen from seniors in 2021 through such fraud. 礼品卡欺诈正在增加,年长者将其报告为主要的欺诈支付方法。 Gift card fraud is increasing, with older adults reporting it as a leading fraud payment method. 联邦监管者未能向礼品卡提供像信用卡和借记卡那样的消费者保护,允许礼品卡公司、零售商和欺诈者从这一神秘、迅速变化的付款行业中获利。 Federal regulators have failed to provide gift cards with consumer protections like those afforded to credit and debit cards, allowing gift card companies, retailers, and fraudsters to profit from this secretive, rapidly evolving payments industry. 便利礼品卡经济的技术公司是私人持有的,发布的信息有限,它们最有能力制止犯罪,但没有这样做,因为法律没有要求这样做。 The technology companies that facilitate the gift card economy, which are privately held and release limited information, are best positioned to halt criminality but do not, as there is no legal requirement to do so.