由于市场环境严峻、利率高企，影响了抵押贷款利润率，TSB 的利润下降 24.5% 至 1.116 亿英镑。 TSB experienced a 24.5% profit drop to £111.6m due to challenging market conditions and high interest rates, affecting mortgage margins.

商业街贷款机构 TSB 报告称，截至 6 月份的六个月内其利润下降了 24.5%，并将“严峻的”市场条件和高利率作为抵押贷款利润率下降的原因。 High street lender TSB reported a 24.5% drop in profits for the six months to June, citing "challenging" market conditions and high interest rates as reasons for reduced mortgage margins. 该银行是西班牙萨瓦德尔银行（Banco Sabadell）的子公司，其税前利润为 1.116 亿英镑，低于去年同期的 1.495 亿英镑。 The bank, a subsidiary of Spain's Banco Sabadell, posted a pre-tax profit of £111.6m, down from £149.5m in the same period last year. 在英国利率达到16年来的最高水平5.25%的背景下，该银行向储蓄客户支付了更多利息，导致抵押贷款利率上升。 The bank paid out more interest to savings customers amid UK interest rates at a 16-year high of 5.25%, resulting in elevated mortgage rates.