联合王国一家银行TSB报告利润大幅上升,但在按揭市场上面临挑战。 TSB, a UK bank, reports a significant profit rise but faces challenges in the mortgage market.

西班牙Sabadell银行(Banco Sabadell)拥有的一家英国银行TSB(TSB)报告说,尽管抵押贷款市场艰难,但税前利润仍上涨22.4%,到2024年达到2.904亿英镑。 TSB, a UK bank owned by Spanish firm Banco Sabadell, reported a 22.4% rise in pre-tax profits to £290.4 million for 2024, despite a tough mortgage market. 利润增加是由于业务费用和信贷减值成本降低。 The profit increase was due to lower operating expenses and credit impairment costs. TSB还计划向其母公司支付3亿英镑的股息。 TSB also plans to pay a £300 million dividend to its parent company. 客户贷款略微增加了0.2%,而由于抵押贷款率较低,收入下降了1.4%。 Customer lending slightly increased by 0.2%, while income fell 1.4% due to lower mortgage margins. 银行的首席执行官Robin Bulloch正在下台 由Marc Armengol取代 The bank's chief executive, Robin Bulloch, is stepping down, to be replaced by Marc Armengol.